Insurance & Fees
Affordable Virtual EMDR & Trauma Therapy in Maryland
Ready For Healing is in-network with several insurance companies. Often meaning lower out-of-pocket costs for you. Also offering self-pay options so you have total flexibility and control.
Aetna
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CareFirst Blue Cross Blue Shield
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Cigna
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Johns Hopkins EHP
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United Healthcare
Aetna ✳︎ CareFirst Blue Cross Blue Shield ✳︎ Cigna ✳︎ Johns Hopkins EHP ✳︎ United Healthcare
Transparent & Supportive Financial Options...
At Ready for Healing, we believe that clear financial information helps you focus on what matters most: your healing journey.
We understand that thinking about the cost of therapy and how insurance works can feel confusing or overwhelming.
So we make it easy.
Take advantage of specialized EMDR and trauma therapy that is accessible from anywhere in Maryland.
Our goal is to make quality care as straightforward as possible, including payment.
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This helps keeps things speedy & quick.
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Look for the "Member Services" or "Behavioral Health" phone number on the back of your card.
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What are my outpatient mental health benefits?
Do I have a deductible or co-pay for outpatient therapy?
Is telehealth therapy covered?
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If navigating your health insurance feels too overwhelming we are happy to help you understand your benefits.
We can review the information you gather and answer any questions
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After each session, we will handle submitting claims directly to your insurance provider for you.
Frequently Asked Questions
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A deductible is the amount of money you must pay for covered healthcare services before your insurance plan starts to pay.
For example, if your deductible is $1,000, you pay the first $1,000 of your covered therapy sessions (and other healthcare services) before your insurance begins to contribute.
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A co-pay is a fixed amount you pay for a covered service after you've met your deductible (e.g., $30 per session). Therapy is considered a "specialty" so you would pay the specialists co-pay.
Co-insurance is a percentage of the cost of a covered service you pay after you've met your deductible (e.g., your insurance pays 80%, and you pay 20%).
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If your insurance provider is not listed, we would be considered an "out-of-network" provider for your plan.
In this case, you would pay for sessions directly ($150 per session) and we can provide you with a "superbill" (a detailed receipt), which you can submit to your insurance company for potential reimbursement, depending on your plan's out-of-network benefits.
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Yes, therapy services are typically eligible expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
You can use these funds to cover the cost of your sessions, whether you are self-paying or covering your co-pay/deductible.
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We accept all major Credit Cards, and ACH Bank Transfers.
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We require 24 hours' notice for cancellations or rescheduling.
Sessions canceled with less than 24 hours' notice will be charged at the full self-pay rate ($150) as long as something outside of your control did not occur (i.e. medical emergency).
This policy ensures fair scheduling and allows us to offer the time slot to other clients in need.
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Scheduling your next therapy appointment is easy!
Simply hit ANY button on our website (Get Started or Schedule Free Consultation), and you’ll be prompted to schedule a free consultation phone call.
You can also email, or call the number below, and our team will assist you. Currently there is a waitlist for new clients.